General information only — not legal advice. First speak with your employer, then if unsuccessful contact Fair Work or an employment lawyer.
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Banking & Finance Award Allowances 2025–26

Rates effective 1 July 2025 · MA000019

Allowances under the Banking & Finance Award are extra payments for specific conditions, skills, or expenses. They are one of the most commonly missed entitlements after penalty rates.

Current allowances

AllowanceAmountWhen it applies
Meal allowance (overtime >1.5hr past 6pm)$21.27 per mealIf you work overtime for more than 1.5 hours that extends past 6pm and your employer did not give you notice the day before, you are entitled to a meal allowance of $21.27.
Meal allowance (further, >5.5hr overtime)$17.48 per mealIf you continue working overtime for more than 5.5 hours, you are entitled to an additional meal allowance of $17.48.
First aid allowance$19.66 per weekIf you are appointed as a first aid officer and hold a current first aid certificate, you are entitled to $19.66 per week.
Vehicle allowance$0.99 per kmIf you are required to use your own vehicle for work purposes on a casual or incidental basis, you are entitled to $0.99 per kilometre.
Stand-by allowance (Monday to Friday)$22.65 per dayIf you are required to be on stand-by during Monday to Friday, you are entitled to $22.65 per day.
Stand-by allowance (Saturday, Sunday or public holiday)$46.26 per dayIf you are required to be on stand-by on a Saturday, Sunday or public holiday, you are entitled to $46.26 per day.

See also: Pay rates | Allowances & loadings guide

Source: Fair Work Commission pay guide for MA000019, effective 1 July 2025.

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